(1) Inpatient hospital benefits are provided, including but not limited to:

(a) a semi-private room;

(b) intensive and coronary care units;

(c) general nursing;

(d) drugs;

(e) oxygen;

(f) blood transfusions;

(g) laboratory;

(h) imaging services;

(i) physical, speech, occupational, heat and inhalation therapy;

(j) operating, recovery, birthing and delivery rooms;

(k) routine and intensive nursery care for newborns; and

(l) other medically necessary benefits and prescribed supplies for treatment of injury or illness.

(2) Coverage of postpartum care for at least 48 hours for vaginal delivery and 96 hours for caesarean section is guaranteed. Any decision to shorten the length of inpatient stay to less than these stated amounts shall be made by the attending provider and the mother.