(1) When an individual files an application on the state form and is found eligible for a subsidy, the effective date of eligibility will be determined as follows:

(a) Eligibility for a month will not be granted unless the applicant meets all eligibility requirements on the first moment of the first day of that month. Thus, eligibility begins on the first day of the month of application if the applicant meets all eligibility requirements as of the first moment of the first day of that month. If the applicant does not meet all eligibility requirements as of the first moment of the first day of the month of application, but meets all eligibility requirements at some later time during that month, eligibility will begin on the first day of the month immediately after the month of application.

(b) If the applicant does not meet all eligibility requirements at any time during the month of application, but meets all eligibility requirements in a subsequent month before the application is denied, eligibility will begin on the first day of the first month in which the applicant met all eligibility requirements as of the first moment of the first day of the month.

(c) There is no retroactive coverage for LIS. An applicant is not eligible for any month prior to the month of application even if the applicant met all eligibility requirements in a prior month.